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Grindstone Intelligence is a newsletter publication (Newsletter) owned and produced by Grindstone Intelligence LLC (Publisher), an independent publisher. The Publisher is not registered as a securities broker-dealer or an investment adviser either with the U.S. Securities and Exchange Commission (the “SEC”) or with any state securities regulatory authority. The Publisher relies upon the “publisher’s exclusion” from the definition of “investment adviser” as provided under Section 202(a)(11) of the Investment Advisers Act of 1940 and corresponding state securities laws. The Newsletter is a bona fide publication of general and regular circulation offering impersonalized investment-related advice to subscribers and/or prospective subscribers (e.g., not tailored to the specific investment portfolio or needs of current and/or prospective subscribers).

The information contained in our reports, newsletters, or other produced content should be viewed as commercial advertisement and is not intended to be investment advice. The report is not provided to any particular individual with a view toward their individual circumstances. The information contained in our report is not an offer to buy or sell securities. 

The Newsletter is produced for informational purposes only and is not intended to be used as a complete source of information on any particular company or security. An individual should never invest in a security based solely upon information contained in our report. Any individual who chooses to invest in any securities should do so with caution. Investing in securities is speculative and carries a high degree of risk; you may lose some or all of the money that is invested.

The Newsletter is neither an offer nor recommendation to buy or sell any security. The Publisher does not hold investment licenses and is thus not licensed to provide investment advice. The content of our website and/or newsletter is not provided to any individual with a view toward their individual circumstances. While all information is believed to be reliable, it is not guaranteed by us to be accurate. Individuals should assume that all information contained on our website or in our newsletter is not trustworthy unless verified by their own independent research.

Information contained in our newsletters and reports will contain “forward looking statements” as defined under Section 27A of the Securities Act of 1933 and Section 21B of the Securities Exchange Act of 1934. Subscribers are cautioned not to place undue reliance upon these forward-looking statements. These forward-looking statements are subject to a number of known and unknown risks and uncertainties outside of our control that could cause actual operations or results to differ materially from those anticipated. Factors that could affect performance include, but are not limited to, those factors that are discussed in each profiled company’s most recent reports or registration statements filed with the SEC. You should consider these factors in evaluating the forward-looking statements included in the report and not place undue reliance upon such statements.

We are committed to providing factual information on the companies that are profiled. However, we do not provide any assurance as to the accuracy or completeness of the information provided, including information regarding a profiled company’s plans or ability to effect any planned or proposed actions. We have no first-hand knowledge of any profiled company’s operations and therefore cannot comment on their capabilities, intent, resources, nor experience and we make no attempt to do so. Statistical information, dollar amounts, and market size data was provided by the subject company and related sources which we believe to be reliable.

Indemnification

You agree to indemnify, defend and hold harmless us and our current and former officers, managers, members, employees, affiliates, consultants, contractors, third-party content providers and their successor(s) and assignee(s) from and against any and all liabilities, claims, damages, losses, costs (including reasonable attorneys’ fees), or other expenses associated with or incurred as a result of or from (a) your violation of these Terms; (b) your use of the Sites or the Services; (c) the actual or alleged infringement of any of our or third party proprietary or intellectual property right arising out of your copying, republishing, uploading, posting, transmitting, distributing, selling or using the Services in any manner not authorized by the Publisher.

To the fullest extent of the law, we will not be liable to any person or entity for the quality, accuracy, completeness, reliability, or timeliness of the information provided in the report, or for any direct, indirect, consequential, incidental, special or punitive damages that may arise out of the use of information we provide to any person or entity (including, but not limited to, lost profits, loss of opportunities, trading losses, and damages that may result from any inaccuracy or incompleteness of this information). Every trade you make is your own trade and you are fully responsible for any gain or loss you shall incur.

Grindstone Intelligence LLC, Austin Harrison, nor any LLC members are held liable for any losses you shall have at any time you are with our service or after. If you do not agree with this then do not sign up for a subscription to our services.

Testimonials

Testimonials are believed to be true based on the representations of the persons providing the testimonials, but facts stated in testimonials have not been independently audited or verified. Nor has there been any attempt to determine whether any testimonials are representative of the experiences of all persons using the methods described herein or to compare the experiences of the persons giving the testimonials after the testimonials were given. The average reader should not necessarily expect the same or similar results. Past performance is not necessarily indicative of future results. No person was compensated for providing a testimonial.

Informational and Educational Purposes Only

Some members of Grindstone Intelligence LLC are employees and owners of Mader Shannon Wealth Management, Inc. a separate company. The managers and members of the Publisher and their families, associates, and/or the clients of MSWM may from time-to-time have positions in the securities described in the Newsletter.  The Newsletter is published without regard to any subscriber’s individual investment objectives, suitability, financial situation or means.

Subscriber Rights to Grindstone Intelligence LLC

Certain pages of GrindstoneIntelligence.com may be accessed only with a User ID and Password. As a paid subscriber you agree that such access to restricted portions of the Newsletter will be limited to the named subscriber(s) only. Paid subscribers also agree, under any and all circumstances, to not share or give their username and password to any other person or entity.

Termination of Subscription

The term of the guarantee varies with each subscription level, and it is your responsibility to understand and comply with the offer terms prior to subscribing. If for any reason you are not satisfied with the reports, newsletters, content, or service provided by the Publisher, you may cancel your subscription by contacting us. No refunds will be made for the period of the subscription period that has passed and for services and content that’s already been provided and/or delivered.

We reserve the right to terminate your subscription to the Newsletter at any time in our sole discretion. If we do so, we will promptly refund to you a pro-rated refund of the amount of the subscription payments you previously paid which relate to the remaining subscription period. Termination of your subscription to the Newsletter may result from your violation of these Terms or any unauthorized use or reproduction or rebroadcast of any of our publications or information contained within the Publisher’s website and distributed reports, newsletters, and content.

Auto-Renewal and Cancellations

All of our memberships renew automatically at the end of the billing period. If you wish to cancel your membership, simply contact us at least five (5) business days prior to the end of your current billing period and we will turn off auto-renewal. You will continue to have access until the end of your current billing period.

Copyright Notice

The content distributed from the Publisher and its sites, GrindstoneIntelligence.com and MeanstoaTrend.com, its copyrights, trademarks and other rights therein, are the property of Grindstone Intelligence LLC. You acknowledge and agree that you do not acquire any ownership rights by using the Services. You agree that you will not copy, republish, upload, post, transmit, distribute, sell or otherwise send to others via email or any other medium any content made available from Grindstone Intelligence LLC without prior written authorization. No portion of the Newsletter made available through our Services may be extracted, summarized or reproduced without permission of the Publisher. Unauthorized use, reproduction or rebroadcast of any reports, newsletters, or other content produced by the Publisher, such as communicating investment recommendations to non-subscribers in any manner, is prohibited and shall be considered an infringement and/or misappropriation of our proprietary rights.

Privacy Policy 

The Publisher is committed to keeping your personal information secure. This privacy policy has been compiled to better serve those who are concerned with how their personal information is being used online. personal information, as described in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context.

Though we make every effort to preserve customer privacy, we reserve the right to disclose personal or any other information we believe is reasonably necessary to (a) comply with any applicable law, regulation, legal process, subpoena or governmental or regulatory request, (b) enforce these TOU, including investigation of potential violations of it, (c) detect, prevent, or otherwise address fraud, security or technical issues, (d) respond to user support requests, or (e) protect the rights, property or safety of the Publisher, its users, yourself or the public.

We implement a variety of security measures when a user places an order to maintain the safety of your personal information. All transactions are processed through a gateway provider and are not stored or processed on our servers. The Publisher collects limited personal information in the process of verifying your identity when subscribing to the Newsletter. Such information may include name, physical address and email address.  Under no circumstances is any personal information shared or sold to any non-essential outside parties. The release of limited personal information to outside parties is needed to validate against fraud in the case of subscription payments, verify access to the subscriber’s section of the web site and allow our credit card processing company to charge the appropriate credit card.

We may revise these Terms from time to time without prior notice. If we change these Terms, a link to the revised version will be posted on the Sites and the effective date will be noted at the bottom of the Terms. You should review the Terms periodically for changes. Your use of the Services after such changes to the Terms signifies your acceptance of the revised Terms.

We encourage you to invest carefully and read investment information available at the websites of the SEC at

http://www.sec.gov

 and FINRA at 

http://www.finra.org

IF YOU DO NOT AGREE WITH THE TERMS OF THIS DISCLAIMER, PLEASE EXIT THIS SITE IMMEDIATELY. PLEASE BE ADVISED THAT YOUR CONTINUED USE OF THIS SITE OR THE INFORMATION PROVIDED HEREIN SHALL INDICATE YOUR CONSENT AND AGREEMENT TO THESE TERMS.

Terms and Conditions updated December 2022